Understanding Your Deposit Account
Personal Accounts
Refer to the Understanding Your Deposit Account Handbook for Personal Accounts for:
- Terms and Conditions of Your Personal Account
- Electronic Funds Transfer Agreement – Your Rights and Responsibilities
- Funds Availability
- Truth in Savings Disclosure
- Additional Legal Terms (Including Arbitration Provision)
- Addenda:
Refer to the Personal Account Fee Schedule for:
- Monthly maintenance fees (if applicable)
- Ways to waive monthly maintenance fees (if applicable)
- Fees for other services
Additional disclosures:
Business Accounts
Refer to the Understanding Your Deposit Account Handbook for Business Accounts for:
- Electronic Funds Transfer Agreement – Your Rights and Responsibilities
- Funds Availability
- Business Deposit Product Information
- Additional Legal Terms (Including Arbitration Provision)
- Addenda:
Refer to the Small Business Fee Schedule or Commercial Account Fee Schedule for:
- Monthly maintenance fees (if applicable)
- Ways to waive monthly maintenance fees (if applicable)
- Fees for other services
Additional disclosures: