Personal Account Fee Schedule
Effective April 1, 2025
| Average Monthly Combined Balance to Waive Monthly Maintenance Service Charge | $10,000 |
| Monthly Maintenance Service Charge | $20 |
| Average Monthly Balance to Waive Monthly Maintenance Service Charge | $1,000 |
| Average Monthly Combined Balance to Waive Monthly Maintenance Service Charge | $2,500 |
| Monthly Maintenance Service Charge | $10 |
| Simple Checking2 | No Fee |
| Simple Checking for Students | No Fee |
| Monthly Maintenance Service Charge | $5 |
| Transactions at CSB ATMs | No Fee |
| Per Transaction at all other ATMs (Basic Savings and Achieve Checking only) Withdrawal/Balance Inquiries (surcharges by other banks may apply) | $1 |
| Point of Sale (POS) | No Fee |
| Re-Issue Card: Expedited Mail (domestic) | $25 |
| Re-Issue Card: Expedited Mail (international) | $25+Shipping |
| International ATM & Point of Sale (POS) Transactions (per transaction) | 0.75% |
| International ATM & Point of Sale (POS) Transactions (per transaction) |
SAVINGS AND MONEY MARKET ACCOUNTS
| Average Monthly Balance to Waive Monthly Maintenance Service Charge | $1,000 |
| Monthly Maintenance Service Charge | $10 |
| Average Monthly Balance to Waive Monthly Maintenance Service Charge | $250 |
| Monthly Maintenance Service Charge2 | $5 |
| Minimum Daily Balance to Waive Monthly Maintenance Service Charge | $10 |
| Monthly Maintenance Service Charge | $1 |
| Traditional and Roth IRA Plan Annual Fee | $15 |
| SEP Plan Annual Fee | $25 |
| SIMPLE Plan Annual Fee | $25 |
| Trustee Transfers (per transfer) Per Transfer | $30 |
| Trustee Transfers (per transfer) Expedited Mail Transfer | $30 |
| Trustee Transfers (per transfer) Wire Transfer | See Wire Fees |
| Performance Plus Checking | Unlimited |
| Performance Checking | Up to $12 Monthly |
| Simple Checking for Students | Up to $12 Monthly |
| High Yield Money Market | Up to $12 Monthly |
OTHER SERVICES
| BillPay Service Rush Delivery (per overnight payment by ACH) | $7 |
| BillPay Service Rush Delivery (per overnight payment by check) | $30 |
| eTransfer Premium Outbound Transfer (per transfer) | $8 |
| Outgoing (per wire transfer) | $25 |
| Incoming (per wire transfer) | $12 |
| Foreign Wire Transfers Outgoing (per wire transfer) | $40 |
| Foreign Wire Transfers Incoming (per wire transfer) | $12 |
| Canadian Check Collection (per item, plus other bank’s fees) | $25 |
| Foreign Check Collection (per item, plus other bank’s fees) | $40 |
| Money Orders4 | $4 |
| Treasurer’s Checks4 | $6 |
| See Separate Safe Deposit Box Fee Schedule |
| Domestic Check Collection (per item, plus other bank’s fees) | $30 |
| Check Printing | Fees Vary |
| Coin Counter Fee | customers 5% non-customers 10% |
| Copy of any Document | $3 |
| Levy Processing | $75 |
| Insufficient Funds (NSF)/Uncollected Funds (UCF) and EFT and Debit Card Overdrafts2,5,6,7 | Paid Item $25 Returned Items - no fee |
| Overdraft Line of Credit Annual Fee (waived for Performance Plus; $10 discount for Performance Checking) | $25 |
| Research (per hour, including statement copies) | $25 |
| Stop Payment (per item) | $30 |
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
1 Performance Plus and Performance Checking offer fee waivers on many services. Please refer to the Truth-In-Savings disclosure for personal accounts for details on the eligible balances and fee waivers for each of these accounts.
2 Special notice for customers who are 18 years of age or younger or 65 years of age or older. If you have notified the bank of your eligibility, you are exempt from monthly maintenance service charges on one Simple Checking account and one Simple Savings account. Additionally, the NSF/UCF/EFT and debit card overdraft fee will be reduced to $5.
3 A $10 excess activity fee may be charged for each transaction in excess of the stated limitations. See Truth-In-Savings Disclosure for details.
4 Waived for Performance Plus Checking Accounts.
5 A maximum of three Insufficient Funds (NSF) and Uncollected Funds (UCF) fees may be charged to an account per day. Additionally, we will not assess a fee for NSF and UCF items in the amount of $10 or less.
6 NSF/UCF/EFT debit card overdraft fees for non-recurring debit card items are charged only for those customers who opt-in to non-recurring debit card overdrafts.
7 You may be assessed additional Insufficient Funds (NSF) or Uncollected Funds (UCF) fees for the same item if the sending bank or merchant requests that the item be represented for payment.