Building Your Credit
Establishing credit and learning how to use it wisely is a great practice to set yourself up for success.
Building your credit will help you feel prepared as you work toward larger goals—like buying a car or renting an apartment.
It can be overwhelming when you're first starting out, but we are here to help you learn about credit, help you establish credit, and set you on the right path toward your goals.
Credit Builder Loan
If you are just starting to build your credit and may not have enough in deposits to secure your loan, our Credit Builder Loan could be a great choice for you.
This loan does not require you to have funds on deposit but instead uses the proceeds from your Credit Builder Loan to fund a new Simple Savings account as a much better rate than a personal unsecured loan. You can use this loan to start building your credit.
- Competitive rates
- Loans up to 100% loan to value (LTV)
- Lower rate than a Personal Unsecured Loan
- Minimum loan amount is $1,000
Learn More About How to Build Credit
Looking to learn more about improving your credit? We offer a variety of free coaches, articles, and other resources through our partners at Banzai. Check out the free credit builder coach below and take some time to explore additional resources.