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What is the difference between a student loan and a scholarship?

A student loan is borrowed money which must be repaid. A scholarship is money that does not have to be repaid.

When you rent an apartment, can a landlord use information in your credit report to decide if he/she wants to rent to you?

Yes, this is commonly done.

When you apply for a job, can an employer look at your credit history?

Yes, but they do need your consent.

At what age do banks typically allow you to open your own individual checking account?

18, if you open a joint account with a parent or guardian the age can be lower.

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