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I love to educate customers on the home buying process.

With over 20 years of residential lending experience, Michael’s knowledge spans from single family homes to investment properties and he has a commitment to providing exceptional customer service. Whether you are looking to purchase or refinance, Michael can help to find mortgage loan options that may be right for you.

Michael's Specialties

  • First-Time Home Buyers
  • Affordable Loan Products
  • Jumbo Loan Products
  • Condominiums
  • Conforming Loans
  • Rehab/Construction Loans

Affiliations and Certifications

  • Cape Cod Association of Realtors

  • Greater Boston Association of Realtors

What Customers Say
About Working with Michael

Your expertise, patience, and dedication were invaluable, and we truly appreciate the time and effort you invested to make this experience smooth and enjoyable. Your guidance helped us navigate through each step with confidence, and I am incredibly grateful for your professionalism and kindness throughout this journey.
Thank you once again for everything you’ve done. We are thrilled with our new home and couldn’t have done it without your help.

I’ve used Mike for multiple purchases, and he is fabulous. His rates are considerably lower than anyone else around. He is incredibly responsive and always gives sound advice. On one deal, I needed to close in less than a month and he pulled through. At this point I would never use anybody else.

Mike managed to help us secure a competitive rate, and was very patient and thorough with his explanations. When we raised questions, he answered clearly and concisely and we felt we were treated very honestly throughout the process. We would recommend working with him to anyone looking to refinance or purchase a home. No slick salesmanship or dishonest maneuvering... Mike's one of the best we've encountered.

Mike was totally honest, transparent, clearly communicating patient with both our most simplistic questions and challenges. He maintained access and responsiveness before, during and even after our transaction.
We highly recommend Mike, whether you are new to mortgage shopping or in the midst and checking competition. Mike is the best!

Mike Horrigan looks out for your best interest. His ability to clearly explain more complicated elements of mortgage application process, attention to detail, responsiveness and urgency were superior to the 5 other advisors we have worked with. Trust Mike with your mortgage and you won’t be disappointed.

I can quote you quite positively on the ‘no-brainer’ and ‘no red flags’ comments you made to me one month ago. We have the funds and the docs for the re-fi all secured. We are very, very pleased with the process.

Ready to apply? Start your application.