¹Annual Percentage Yields (APYs) are accurate as of 2/3/2025. Rates are subject to change without notice. The APY is based on monthly compounding with interest remaining on deposit until maturity. $10 minimum daily balance required to earn APY. After the account has been opened no additional deposits are permitted. Minimum deposit to open account is $1,000. All CDs are available as Retirement Plans with a $500 opening deposit. Substantial penalties for early withdrawal may be imposed. Withdrawals and penalties may reduce earnings. For more information, please refer to our disclosures. You must live or work in Massachusetts.

² The APY is based on monthly compounding with funds held to maturity. Additional deposits to CDs are not permitted. All CDs are available as Retirement Plans with a $500 opening deposit. Substantial penalties for early withdrawals may be imposed. You must live or work in Massachusetts to take advantage of this CD Special. Withdrawals and penalties may reduce earnings. For more information, please refer to our Personal Account Fee Schedule, Understanding Your Deposit Account for Deposits Account Handbook, and CD Special Disclosure.

³ The APY is based on monthly compounding with funds held to maturity. After the account has been opened, no additional deposits to this IRA CD Special are permitted. Available for Retirement Plans only. Substantial penalties for early withdrawals may be imposed. Withdrawals and penalties may reduce earnings. You must live or work in Massachusetts to take advantage of this IRA CD Special. For more information, please refer to our Personal Account Fee Schedule, Understanding your Deposit Account for Personal Accounts Handbook, and IRA CD Special Disclosure.