Rate Information – Your interest rate and annual percentage yield may change. For more information, please refer to the Savings Account - Common Features section in the Handbook.

Frequency of rate changes - At our discretion, we may change the interest rate on your account at any time.

Minimum balance to avoid the imposition of fees – A monthly maintenance service charge of $10 will be imposed each statement cycle the average monthly balance drops below $1,000. The average monthly balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period. Fees may reduce earnings. For more information, please refer to our Small Business Account Fee Schedule and Understanding Your Deposit Account for Business Accounts Handbook.

Conditions and Limitations –

• You must deposit at least $1 to open this account
• Account must be opened with funds not previously on deposit with Cambridge Savings Bank
• Account is not available to open through Online Account Opening
• You must live or work in Massachusetts to take advantage of this offer
• Offer may be withdrawn at anytime

Member FDIC