If you are using a screen reader and are having problems using this website, please call us at (888) 418-5626 for assistance. You can also email us at info@cambridgesavings.com. Please do not send any account or other sensitive information by email.
Skip to main content

 We offer CSB SimpliCapital, a streamlined loan application process, so we can say "yes" faster— and more often.





Simple online application and fast decisions As soon as one day after completed application Fast access to funds up to $1,000,000



Small Business Line of Credit

A convenient and flexible option that allows you to borrow funds on an as-needed basis to meet your short-term working capital needs and grow your business. You can even continue to re-use the funds as you repay.

The finer points:

  • Loan amounts up to $1,000,000
  • Access to funds quickly, as you need them
  • Ability to reuse funds as you repay
  • Only pay interest on the amount borrowed

Apply in Minutes

Small Business Term Loan

The perfect solution to help you purchase inventory or equipment, make capital improvements, or refinance debt. Your funds are received in one lump sum and paid back over an agreed upon repayment schedule.

The finer points:

  • Loan amounts up to $1,000,000
  • Predictable monthly payments
  • Flexible terms
  • Interest paid may be tax deductible3

Apply in Minutes

To learn more visit a branch and speak with a Small Business Development Officer.

All Small Business Lending products are subject to credit approval.

Business entities must be located in Massachusetts or New Hampshire. All offers valid as of 10/15/19 through 12/2/19 and may be withdrawn at any time. Maximum loan exposure will not exceed $1,000,000 per business entity, including subsidiaries. Offers subject to credit approval, applicable terms and conditions. Must apply during offer period and close within 30 days of approval.

1Introductory rate for The Small Business Line of Credit is Prime plus 1.00% for the first 12 months. After 12 months rate converts to Prime plus 2.25%. Offer good for a new small business line of credit between $10,000 and $1,000,000. The Prime Rate is 4.75% as of 10/31/19. The Prime Rate is variable and subject to change.

2For Small Business Term Loans up to $1,000,000. Terms up to 60 months have a rate of 5.50%; up to 36 months a rate of 5.25%; up to 12 months a rate of 5.00%.

3Consult a tax adviser for information on tax deductibility of interest.


Back to top