Our team is made up of some of the best people in the banking industry. They also happen to be moms, dads, sons, daughters, neighbors, and former business owners who have walked in your shoes and understand your financial needs. Top-notch local talent dedicated to meeting the needs of the community.
Wayne Patenaude President & CEO
Two life-long passions of our President and CEO? Banking and baseball. Wayne received his Bachelor of Science degree from the University of Connecticut, where he also played baseball for four years. After graduating, he began his career in Connecticut serving the financial needs of customers at Glastonbury Bank & Trust, Fleet Financial Group and American Savings Bank and in Massachusetts, at Berkshire Bank before joining Cambridge Savings Bank.
In 2007, Wayne joined Cambridge Savings Bank as Executive Vice President, Chief Financial Officer & Treasurer. Five years later, he was appointed to his current position of President & Chief Executive Officer.
This Glastonbury Connecticut native now resides in Concord, MA with his wife and two children. In his free time, Wayne is an avid sports fan who is passionate about giving back. He is a board member of the Cambridge Chamber of Commerce as well as the Concord Carlisle Community Chest, an independent organization that raises funds and provides donations to vital human services organizations that assist Concord and Carlisle residents. He is also a past President of the Concord Carlisle Youth Travel Basketball Program.
Ian M. Brandon Senior Vice President, Head of Commercial Real Estate
Ian knows that growing commercial real estate business requires strong personal relationships because he understands how powerful word-of-mouth referrals can be.
For more than 20 years, Ian has leveraged this client-centric approach to close over $2 billion in commercial real estate transactions. His wealth of experience at institutions such as TD Bank and Emigrant Bank make him a terrific asset, and it’s what allows him to structure complex credits and construction loans so effectively.
Holding a BA in Political Science and Economics from the University of Massachusetts, Amherst, Ian is actively involved in the Real Estate Finance Association, the National Association of Industrial and Office Properties, the Urban Land Institute, Dana-Farber, and Hebrew Senior Life.
Originally from Newton, MA, Ian currently resides in Holliston, MA with his wife and daughter where he enjoys traveling, skiing, and golfing in his free time.
David P. Cedrone Senior Vice President, Head of Consumer & Small Business Lending
Dave works tirelessly to extend our Always You promise to every consumer and business loan we provide.
Day-to-day, he oversees our small business lending, as well as all residential and consumer loan origination, operations, and servicing. Since joining the Cambridge Savings Bank team in 2014, Dave has already made a big impact by growing the consumer and small business lending group and implementing several digital lending solutions.
He brings 23 years of banking experience to bear, 14 of which were at Wachovia Bank serving as Senior Vice President, Mortgage Banking Executive. And before joining the CSB team, he served as Senior Vice President, Director of Retail Banking & Lending for GFA Federal Credit Union, where his leadership played a strategic role in the first purchase of a stock savings bank by a credit union in the United States.
Born and bred in Boston, Dave holds a Bachelor of Science degree in Business Administration from Framingham State University, and is proud to have spent a decade coaching community youth sports. He currently resides in Walpole.
Stephen J. Coukos, Esq. Executive Vice President & General Counsel
After graduating from Trinity College and Stanford Law School, Steve was a partner at several law firms in Boston, where he advised clients on mergers and acquisitions, corporate governance matters, regulatory compliance issues, supervisory enforcement actions and general business planning and negotiations. During his career in private practice, Steve was a frequent commentator on the Massachusetts and New England banking industry, appearing in American Banker, Banker & Tradesman, The Boston Globe, and The Boston Business Journal.
Steve joined us in 2011 as our Executive Vice President and General Counsel. He has been recognized by The Best Lawyers in America, Chambers USA: America’s Leading Business Lawyers, New England Super Lawyers, In-House Leader in the Law by Lawyers Weekly and New England In-House.
Michael O. Gilles Executive Vice President, Chief Operating Officer
This financial services veteran has spent over 35 years in the banking industry. Mike’s interests and specialties include strategic planning, capital management, balance sheet strategies, risk and investment management and commercial real estate lending.
After earning his Bachelor of Science in accounting from Bentley University and his graduate degree from The Stonier School of Banking, Mike began his career with stints at Bay State Bancorp, Cambridgeport Bank, and Walden Bancorp.
Before joining Cambridge Savings Bank in 2013, Mike served as Executive Vice President & Chief Operating/Chief Financial Officer at Fidelity Cooperative Bank and Senior Executive Vice President & Chief Operating/Chief Financial Officer at Beverly National Corporation and Beverly National Bank. He also worked as a consultant for financial institutions and corporations, with a focus on capital restructuring and balance sheet management, tax planning strategies and Sarbanes Oxley implementation.
This Acton, MA resident is past President of the Financial Managers Society, a former member of the Federal Home Loan Bank of Boston Advisory Committee and has served on various committees with the Massachusetts Bankers Association and serves as special advisor to the Bay State Federal Savings Charitable Foundation.
Linda Grace Executive Vice President, Chief Human Resources Officer
With 28 years of experience in human resources and talent development, Linda is outstanding at attracting, retaining and developing top talent in the financial industry. Linda joined CSB in 2016 and provides leadership and vision as a strategic business partner. Her implementation of enterprise core values has had a tremendously positive impact on the culture of the Bank.
As a life-long Boston-area resident, Linda received her Bachelor of Science degree from local Stonehill College. We are thrilled that she will be focusing on creating a Best Place to Work culture at Cambridge Savings Bank.
Susan Lapierre Senior Vice President, Community Relations and CRA Officer
Susan embodies philanthropy both inside and outside the office.
She joined us in 2008 as our Senior Vice President of Community Relations and CRA Officer after a 34 year career at East Cambridge Savings Bank. Susan links her passion for community-based non-profits with the banking industry’s critical role in community reinvestment. She oversees corporate giving from the Bank and the Cambridge Savings Charitable Foundation as well as the Bank’s community outreach efforts which include employee volunteerism and the Bank’s financial education outreach program. Susan is the recipient of four lifetime achievement awards and numerous other awards for her extraordinary contributions to improving lives throughout the area Cambridge Savings Bank serves. She is past-president of the Rotary Club of Cambridge, serves on the board of the Cambridge Housing Assistance Fund, and is Board Chair of the East End House.
This mother and grandmother also volunteers in her free time. Susan is a home stay host mother who has hosted over 300 international executives and university students from 23 countries.
She majored in MarCom at Emerson.
Stephen A. Leonard Senior Vice President, Head of Corporate Banking
As a seasoned banker, Steve knows what customers are looking for in their relationship with Cambridge Savings Bank, and strives to deliver it every day.
Steve oversees the growth for all of our commercial and industrial lending, and cash management. His goal is simple; to make CSB the community bank of choice for small and mid-sized companies.
With more than 34 years in finance, Steve calls upon a wealth of experience building relationships and developing commercial business. He has held key positions at places like Bank of America, Eastern Bank, State Street Bank, and Mass Development Boston.
With a BA in Human Development from Colby College, Steve currently resides in Wellesley. He has participated in the Pan Mass Challenge the past 15 years and serves on the board for Capital Fund, an organization that provides financing for community health centers.
Michael T. Lindgren Executive Vice President, Chief Lending Officer
Michael knows commercial lending inside-out. This 32-year banking veteran earned his finance degree from Bryant University and previously worked as Director and National Head of Multi-Family Property Financing at Deutsche Bank Berkshire Mortgage, where he oversaw an average loan volume of $5 billion per year.
Michael joined us in 2010 and made his mark by designing customized lending products tailored to the unique needs of our commercial clients. He leads our initiative to broaden the bank’s presence with commercial developers and investors.
Currently living in Southborough, Michael is an active member on the board and finance committee of AccessSport America, Chairman of the Outreach Committee at St. Mark’s Church, fundraiser for Art BeCause, and former President of REFA (Real Estate Finance Association).
Dana Philbrook Senior Vice President, Chief Financial Officer
Dana is at the heart of making sure Cambridge Savings Bank is a thriving business.
He brings over 35 years of banking and financial experience to the table, which includes positions at BayBank, Shawmut Bank, USTrust and most recently as Chief Financial Officer of Service Bancorp.
Dana joined Cambridge Savings Bank in 2007, quickly made his mark as Senior Vice President, Controller, and has since settled into his role Senior Vice President, Chief Financial Officer.
Dana is a Hopkinton resident who currently serves his community as Director and Treasurer for the Food For Free Committee – a Cambridge based non-profit that improves access to healthy food within our community by rescuing food that would otherwise go to waste.
As a Certified Public Accountant, Dana holds a Bachelor of Science degree in Finance and Economics, a Bachelors in Accounting from Bentley University, and an MBA from Suffolk University.
Lisa Rodericks Senior Vice President, Chief Marketing Officer
Making the "Always you." experiences customers have with Cambridge Savings Bank come alive, is Lisa's number one priority.
Before joining us in 2014, she earned her 20 year financial marketing acumen at Bank of America, Fleet and BayBank. More recently at Santander, where she was the Director of Customer Relationship Strategy for the bank’s mass affluent segment, and led the development of customer life cycle management programs supporting consumers across all segments. And at Mercatus, a boutique consulting firm, she delivered strategic advisory services and delved deep into consumer decision-making criteria and insights.
Lisa leads the development and implementation of our brand and marketing strategy, advertising, and digital/social delivery. Her focus includes creating strategic roadmaps for growing and cultivating long-term client relationships across our retail, small business, and commercial business lines. Lisa serves on the board of Cambridge Family & Children’s Service and the WGBH Corporate Executive Council.
Carol Sexton Senior Vice President, Head of Retail Banking
Carol encourages her Retail team to treat every relationship as if it’s the most important one. Because she believes that to be successful, it takes an entire team working together to be the best they can be.
To her, the customer experience is paramount. Despite over 35 years of experience, Carol continues to find new ways to inspire new, meaningful relationships, and strengthen those already in place.
As she leads the Retail team, she leverages her former experience at Fidelity Bank, Sovereign, and BayBank to help provide a valuable perspective to both her colleagues and customers.
Carol currently resides in Northboro, MA, and is quite active in several communities. She actively serves on the board of directors at Cambridge Local First and the Somerville Homeless Coalition. She also has served as a past board member to Cambridge Camping and as a proud volunteer to Cradles to Crayons, East End House, the Possible Project, Second Chances, and Facing Cancer Together.
Carol holds a BS in Business Management from Salem State University and a degree from the Consumer Banker Association’s Graduate School of Retail Bank Management
Michael St Jean Chief Credit Officer
Being responsible and accountable to others is at the heart of what Michael aims to achieve every day.
As the Chief Credit Officer, Michael is committed to upholding the soundness of the bank’s credit portfolio, as well as the development of its credit policies and procedures. He understands that the bank’s health is directly tied to its ability to offer the best possible banking experience to every customer, every day. He first joined CSB in 2004, and he’s brought this commitment to work ever since.
Michael draws from his 30-plus years of experience, having served in key positions at Citizens Bank and State Street Bank.
As a resident of Hanover, MA, Michael enjoys coaching youth sports and spending time with his two grown children. He proudly holds a BS and MBA from Babson College.
Mark T. Tracy Senior Vice President, Chief Technology Officer
As a tech guru, Mark believes that innovative ways of banking can help make our customers’ lives a little easier.
After graduating from Boston College, Mark served as a technology officer at Salem Five Bank for eight years. He joined us in 1999, and in that time, used his extensive IT and vendor management, engagement and operational oversight to make us a leader in adopting new technologies.
Mark and his team have led the charge at Cambridge Savings Bank in advanced statement imaging, paperless back office processing, online deposit account opening, internet-based banking, branch-based instant issue of debit cards, and mobile check deposit.